Home - The Four Money Bears

Learn to Make Millions & Build a Business in this Cozy Merchant Sim.

Build a business and beat the competition to become the biggest merchant in the world by learning smart financial habits, behaviors and traits. Learning has never been so much fun!

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Game Features

Build a business and learn financial basics.
Survive off the land by fishing, mining, and collecting resources.
Farm your way with many varieties of berry crops.
Explore and find treasure.
Build up your community by helping others.
Track your progress and see your growth!

Hey Parents!

FUNancial Literacy is a now thing!

Financial Education should be socialized at an early age. Early Financial Socialization is key to long term Financial Wellness!

The Four Money Bears: Berryville will allow players to accomplish 3 important goals:

Experience the process of entrepreneurship.
Understand the four basic functions of money.
Have fun learning while developing healthy financial habits! Seriously!

By using our Method of Teach, Analyze & Track we follow the Habits, Behaviors & Traits for each player; as it relates to Spending, Saving, Investing and Giving. Our system then adapts to the needs of each player to reinforce the correct behaviors within the game.

Blending behavioral finance & fun gameplay - We compile behaviors, achievements, and statistics into relevant reports for teachers, parents, and institutions. Giving everyone a starting point to discuss Financial literacy in the real world.

Enterprise solutions.

Upgrade your customers with a custom Berryville experience!

Custom White labeling. Your branding in our game!
Single Sign On Solutions.
Open API.
Dynamic Reports for integrating into your system.
Lead generation.
Cross functional rewards between platforms! Your client could use your system and gain rewards in ours & vice versa!

Reach out to learn more!

SUPPORT FINANCIAL LITERACY AND SHARE ”THE FOUR MONEY BEARS” WITH KIDS everywhere!

About the Book

The Four Money Bears teach kids the four basic functions of money. Join Spender Bear, Saver Bear, Investor Bear, and Giver Bear as they teach us ways to use money. When they work together they learn to build a Budget and Teach each other how to better manage their money today and for the future.

Financial literacy starts at home. But for many parents of young children that can be a challenge. Our children need to be taught how to manage money from an early age. However, financial literacy programs are few and far to be found in elementary schools or middle schools.

Children need to be taught the four basic functions of money: Spend, Save, Invest, and Give. That is why I wrote “The Four Money Bears”. Each bear represents a function of money and shows how money works to help us accomplish our goals. The book, however, is just the start.

Buy the book

About us.

Our mission is simple. We work to Build a Bridge Between Financial Literacy and Financial Technology. Financial Literacy (FinLit) educational resources are needed today more than ever before. Financial Technology (FinTech) continues to impact our lives and bring new tools to improve our society. By combining FinLit + FinTech we have "FinLit Tech". We create the tools and resources to bring financial knowledge to more people across the world.

Mac Gardner, CFP®

Mac Gardner has served in the financial services industry for more than 20 years.

His passion for financial literacy led him to publish his first book, “Motivate Your Money!” in 2013. As his family grew and his clients began to ask him for ways to teach their kids about managing money he decided to use elements from his first book to develop a financial literacy platform for young children. The Four Money Bears represent the four basic functions of money. When children gain exposure to money management skills at an early age they are likely to develop healthy financial planning habits as adults. Mac is a true believer in the power of stories. He wants every child to know the story of “The Four Money Bears” and the benefits of sound money management for generations to come.

Dillo Games is the design & development partner with finlit tech. We bring the knowledge & creative execution to take a complex idea like making financial literacy fun from conception to execution.

We are an experienced Independent Game Studio specializing in game development, gamification, and FinTech. We have combined 20+ years in developing & executing experiences for everything from mobile, console, & casino games to virtual reality.

OUR PARTNERS